Southwest Florida's
Insurance Provider
Serving Southwest Florida
Since 1974
About Life Insurance
What is life insurance?
Life insurance is protection against financial
loss resulting from death. It is an insurance company's
promise to pay your beneficiary a specific amount
of money when you die in exchange for timely payment
of premiums.
Why do I need life insurance?
Although you may not think about it, your ability
to earn income is a significant asset and life insurance
helps replace lost income in the event of your premature
death. Here are some reasons people buy life insurance.
To replace income the family would need to
maintain their standard of living after the
death of a wage earner.
To pay off a mortgage loan and other personal
and business debts or to create a rent fund.
To create a fund for children's education.
To pay final expenses, such as funeral costs
and taxes.
To create a family emergency fund or a fund
for a family member with special needs.
Mortgagee Change
